What are the benefits offered under the Domestic Helpers Protection Plan?
The Domestic Helpers Protection Plan covers the repatriation expenses of the domestic helper (the insured person) to their home country and/or a compensation benefit for the sponsor (the policyholder). Below are the details of the benefits offered for the events covered by the plan:
A. Standard repatriation expenses for the domestic helper:
B. Standard compensation benefit for the sponsor:
C. Additional optional compensation benefit:
What is the amount payable for each benefit?
A. Repatriation expenses:
B. Compensation benefit:
C. Optional compensation benefit:
What expenses are covered in case of repatriation of mortal remains of the insured person, and what expenses are not?
The expenses covered under this benefit are the cost of embalming the body, the cost of coffin, the cost of Air Waybill cargo of the human remains from the United Arab Emirates to the airport in the home country of the insured person and the cost of legal repatriation documents.
The expenses not covered under this benefit are the cost of re-coffin of the body, the personal belonging cargo expenses, the clearance and transportation fees inside the home country and the funeral expenses or cremation of the body.
What are the exclusions applicable to the policy?
Exclusions applicable to all benefits:
Additional exclusions on the “Death Any Cause” cover:
How can I apply for Domestic Helpers Protection Plan?
You can subscribe to a Domestic Helpers Protection Plan by contacting AXA at email@example.com or by calling 800 AXA(292).
What premium do I have to pay to purchase the policy?
For one-year policy duration: the premium payable is AED 100 for repatriation related benefits and AED 100 for optional Death Any Cause cover.
For two-year policy duration: the premium payable is AED 200 for repatriation related benefits and AED 200 for optional Death Any Cause.
What are the age limits applicable for the insured person?
This policy only covers the domestic helpers who are aged between 18 and 64 years upon inception of the plan.
What is the territorial scope of the policy?
This policy is limited to territorial boundaries of United Arab Emirates only.
How can I contact AXA for claims intimation?
To declare and register a claim, please contact: firstname.lastname@example.org or call AXA’s customer service team at 800 AXA(292).
What documents should I submit in case of claim?
For repatriation expenses and compensation benefit in case of failure to pass the mandatory medical examination for the purpose of renewing the actual residency visa:
For Repatriation Expenses Benefit due to absconding:
For Repatriation Expenses and Compensation Benefit due to death of the insured person:
Please note that documents may be required to be presented to AXA in original form for verification purposes before the final settlement of claim.
What is the applicable notice period to report a claim?
AXA should be notified as soon as possible prior to the policy expiration date, in case of any incident which may give rise to a claim. The notice period after the policy expiration is limited to a maximum of 30 days.
What nationalities are covered under the policy?
Under Domestic Helpers Protection Plan, the insured person is the domestic helper as per the definition of the UAE Ministry of Labour, holding a valid residency with the policyholder (the sponsor).
How can I cancel the policy?
This policy cannot be cancelled by the policyholder and/or the insured person. The policy automatically expires after the term date of the policy.
Is there any surrender value associated with the policy?
This policy has no surrender value.
Which payment currencies and payment methods can I use to subscribe to the plan?
The accepted premium currency for this plan is the United Arab Emirates Dirham, payable by credit card. Premiums and benefits can be payable in this currency only.
Is there any grace period for payment of the premium upon renewal?
A grace period of 30 days is available at the time of renewal of the policy. If the due renewal premium remains unpaid after the grace period, the policy will lapse and benefits will not be payable. The policy will be void from the policy effective date.
Please refer to the policy wording for more details about the product.
AXA Green Crescent Insurance Company (AXA Green Crescent) is part of AXA Group, a worldwide leader in insurance and asset management. Headquartered in Abu Dhabi, AXA Green Crescent has been created post a strategic alliance between AXA Group, Kanoo Group and Green Crescent Insurance Company (GCIC). GCIC was founded in 2008 as a public joint stock company to provide tailor-made health and life insurance solutions to groups and corporate clients. AXA Green Crescent now aims to offer life protection and savings solutions to customers in the UAE, making AXA Gulf a one stop shop for all insurance needs.
AXA in the Gulf